5 Best Credit Cards in India 2023

The HDFC Bank Diners Club Black Credit Card is a premium credit card in India that offers several benefits and rewards to cardholders, such as:

1. Welcome benefits: Cardholders can receive a welcome gift voucher worth Rs. 10,000 and additional reward points on their first transaction within 90 days of card issuance.
2. Reward points: Cardholders can earn 5 reward points for every Rs. 150 spent, and 10X reward points on selected partners.
3. Lounge access: Cardholders can enjoy complimentary access to airport lounges in India and abroad.
4. Golf privileges: Cardholders can enjoy complimentary golf games and lessons at selected golf courses in India.
5. Insurance cover: The card offers air accidental death cover of up to Rs. 2 crore, medical emergency cover of up to Rs. 50 lakh, and other insurance benefits.

The card also comes with a high annual fee and eligibility criteria. Cardholders should carefully review the terms and conditions of the card before applying.

1. Welcome benefits: Cardholders can receive a welcome gift voucher worth Rs. 4,000 and additional reward points on their first transaction within 90 days of card issuance.
2. Reward points: Cardholders can earn 1 Membership Rewards point for every Rs. 50 spent, and 5X Membership Rewards points on eligible spends made on travel bookings through Amex Travel.
3. Travel benefits: Cardholders can enjoy complimentary access to airport lounges in India, a Taj Hotels voucher worth Rs. 10,000 annually, and other travel-related benefits.
4. Insurance cover: The card offers air accidental death cover of up to Rs. 2.5 crore, medical emergency cover of up to Rs. 10 lakh, and other insurance benefits.

The card also comes with an annual fee and eligibility criteria. Cardholders should carefully review the terms and conditions of the card before applying.

The Citi Rewards Credit Card is a popular credit card in India that offers several benefits and rewards to cardholders, such as:

1. Welcome benefits: Cardholders can receive welcome reward points and additional reward points on their first transaction within 30 days of card issuance.
2. Reward points: Cardholders can earn 1 reward point for every Rs. 125 spent, and 10X reward points on selected partners.
3. Shopping benefits: Cardholders can enjoy discounts and cashback on various shopping categories, such as apparel, electronics, and groceries.
4. Dining benefits: Cardholders can enjoy discounts and complimentary meals at selected partner restaurants in India.
5. Fuel benefits: Cardholders can get fuel surcharge waivers at selected fuel stations in India.

The card also comes with an annual fee and eligibility criteria. Cardholders should carefully review the terms and conditions of the card before applying.

The Standard Chartered Ultimate Credit Card is a premium credit card in India that offers several benefits and rewards to cardholders, such as:

1. Welcome benefits: Cardholders can receive welcome reward points and additional reward points on their first transaction within 90 days of card issuance.
2. Reward points: Cardholders can earn 5 reward points for every Rs. 150 spent, and 20 reward points on every Rs. 100 spent on dining transactions.
3. Lounge access: Cardholders can enjoy complimentary access to airport lounges in India and abroad.
4. Golf privileges: Cardholders can enjoy complimentary golf games and lessons at selected golf courses in India.
5. Insurance cover: The card offers air accidental death cover of up to Rs. 1 crore, medical emergency cover of up to Rs. 25 lakh, and other insurance benefits.
6. Movie benefits: Cardholders can enjoy discounts on movie tickets booked through BookMyShow.

The card also comes with an annual fee and eligibility criteria. Cardholders should carefully review the terms and conditions of the card before applying.

The Axis Bank Vistara Signature Credit Card is a co-branded travel credit card in India that offers several benefits and rewards to cardholders, such as:

1. Welcome benefits: Cardholders can receive a complimentary economy class ticket and additional reward points on their first transaction within 60 days of card issuance.
2. Reward points: Cardholders can earn 6 Club Vistara points for every Rs. 200 spent on the card, and 4 bonus Club Vistara points for every Rs. 100 spent on Vistara bookings.
3. Travel benefits: Cardholders can enjoy complimentary lounge access, complimentary priority check-in and baggage handling, and other travel-related benefits.
4. Dining benefits: Cardholders can enjoy discounts and cashback on dining transactions made at selected partner restaurants in India.
5. Insurance cover: The card offers air accidental death cover of up to Rs. 2.5 crore and other insurance benefits.

The card also comes with an annual fee and eligibility criteria. Cardholders should carefully review the terms and conditions of the card before applying.